Aaron Campbell  Phone: (317) 506-0886 Email: acampbell@spectrummtg.net
              John M. Dearth  Phone: (317) 506-3346              Email: jdearth@spectrummtg.net

How can I find the best deal?

When doing your comparison shopping for lenders consider that lenders can structure financing in many ways:

  • Charge higher fees, and offer a low interest rate.
  • Charge a higher interest rate with lower fees.
  • Ask each lender what their interest rate is for a zero discount point loan that’s based on a 30-day or 60-day lock period.
  • Ask each lender what they charge for an origination fee.
  • Ask each lender what they typically charge for a loan, i.e. fees for brokers, processing, underwriting, etc.