Aaron Campbell  Phone: (317) 506-0886 Email: acampbell@spectrummtg.net
              John M. Dearth  Phone: (317) 506-3346              Email: jdearth@spectrummtg.net

I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.