Aaron Campbell  Phone: (317) 506-0886 Email: acampbell@spectrummtg.net
              John M. Dearth  Phone: (317) 506-3346              Email: jdearth@spectrummtg.net
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                              WELCOME TO SPECTRUM MORTGAGE SERVICES, LLC

Who we are, what we do
Spectrum Mortgage Services is a licensed mortgage broker located in Indianapolis, Indiana.  Co-owners Aaron Campbell and John M. Dearth have served thousands of customers since we were founded in 2003.  We serve the entire state of Indiana, and offer a full menu of mortgage programs for our customers.  We orginate Conventional, FHA, VA and USDA mortgage loans.  We are well positioned to offer competetive loan terms and costs.  Our services include both purchase and refinance transactions.  We strive to help our customer find the best options available for their mortgage needs. 
Mortgage pre-approval

When entering the market for a new home, it is important to have a pre-approval in place.  Whether you are a first-time buyer, or purchasing your 2nd or 3rd home, a pre-approval tells the seller you are qualified, and have taken the necessary steps to secure mortgage financing.  We are happy to have a conversation to get you started on the path to pre-approval, or you may complete our online application to get the process moving forward.  There are many factors that go into a pre-approval, and our experienced and knowledgable team will be happy to guide you along the way.  
Rate quotes

If you are looking for a rate quote, it is best to speak directly with our team.  There are many factors that affect rate and cost, and getting the entire picture is helpful in delivering an accurate reflection of the interest rate and closing cost options.  If you prefer to request a quote online, please submit the requested information in our quick quote feature.
Easy and efficient process
Company Owners Aaron Campbell and John Dearth have over 50 years of combined experience in the mortgage industry.  We are involved in the process from start to finish, and are committed to offering personal service for each and every customer.  We work hard to ensure that you are well informed, and to make the process as easy as possible for you.  We are dedicated to facilitating a streamlined and efficient process, that enables you to get the service you need when purchasing a new home.  


Recent Articles

Nov
20
2024
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And that’s okay—life is expensive...
Nov
13
2024
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and slower home price growth are tipping the...
Nov
06
2024
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially sparking new momentum in homebuying,...