Aaron C. Campbell, NMLS 134888  Phone: (317) 506-0886 Email: acampbell@spectrummtg.net
              John M. Dearth, NMLS 134885  Phone: (317) 506-3346              Email: jdearth@spectrummtg.net
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                              WELCOME TO SPECTRUM MORTGAGE SERVICES, LLC, NMLS ID 134866 Sample Image

Who we are, what we do
Spectrum Mortgage Services is a licensed mortgage broker located in Indianapolis, Indiana.  Co-owners Aaron Campbell and John M. Dearth have served thousands of customers since we were founded in 2003.  We serve the entire state of Indiana, and offer a full menu of mortgage programs for our customers.  We orginate Conventional, FHA, VA and USDA mortgage loans.  We are well positioned to offer competetive loan terms and costs.  Our services include both purchase and refinance transactions.  We strive to help our customer find the best options available for their mortgage needs.  NMLS ID 134866. 
Mortgage pre-approval

When entering the market for a new home, it is important to have a pre-approval in place.  Whether you are a first-time buyer, or purchasing your 2nd or 3rd home, a pre-approval tells the seller you are qualified, and have taken the necessary steps to secure mortgage financing.  We are happy to have a conversation to get you started on the path to pre-approval, or you may complete our online application to get the process moving forward.  There are many factors that go into a pre-approval, and our experienced and knowledgable team will be happy to guide you along the way.  
Rate quotes

If you are looking for a rate quote, it is best to speak directly with our team.  There are many factors that affect rate and cost, and getting the entire picture is helpful in delivering an accurate reflection of the interest rate and closing cost options.  If you prefer to request a quote online, please submit the requested information in our quick quote feature.
Easy and efficient process
Company Owners Aaron Campbell and John Dearth have over 50 years of combined experience in the mortgage industry.  We are involved in the process from start to finish, and are committed to offering personal service for each and every customer.  We work hard to ensure that you are well informed, and to make the process as easy as possible for you.  We are dedicated to facilitating a streamlined and efficient process, that enables you to get the service you need when purchasing a new home.  


Recent Articles

Nov
11
2025
50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...
Nov
08
2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
Nov
06
2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...